MASTERCARD STANDARD

• MasterCard Standard is credit  card of Investbanka A.D. Skopje
• MasterCard Standard can be used for withdrawal of cash as well as for all domestic and foreign payments of goods and services (where the MasterCard logo is assigned) 
• The card can be used in the credit limit's frames, and the payment  of due obligations is 8.5% of the transactions and commission until the 15-th of the month
• Grace period is 30 + 15 days (maximum 45 days)
• Low interest rate of 17% per year 
• Investbanka may issue additional card on the clients request (for spouse, relative, friend) 
• Validity period is 1 year on first issuing with possibility for re-duration
• Investbanka A.D. Skopje will issue monthly account statement 
  
  • Documents required:
   • Filled application (in addition);
   • Notified salery confirmation stamped from the clients firm (in addition);
   • Copy of personal identification or passport;
   • Bill of exchange.
• For aplicants employed in private firms (non deponents of Investbanka):
   • Confirmation for employment (on a firm's memo);
   • Copy of Fiscal statements for the last 3 months;
   • Original Fiscal statements for the last 3 months at sight.
  
  • Tariffs for  MasterCard Standard:

  Ordinal number	Servicee	Commission
  I.	Investbanka's devices
  1.1.	Withdrawal of cash (ATM)	1,00%,                      min.100 denars
  1.2.	Withdrawal of cash (cash box)	2,00%,                    min.200 denars
  II.	Other bank's devices
  2.1.	Withdrawal of cash (ATM)	1,50%,                  min.150 denars
  2.2.	Withdrawal of cash (cash box)	2,00%,                 min.250 denars
  III.	Other commissions
  3.1.	Yearly commission for the basic card	1.000 denars
  3.2.	Yearly commission for additional card	1.000 denars
  3.3.	Reproduction of damaged card	500 denars
  3.4.	Change of PIN	150 denars
  3.5.	Card blocking	150 denars
  3.6.	Card de-bloking	150 denars
  3.7.	Permanent card - bloking  -stop list	1.000 denars + МС expences
  3.8.	Commission for un-fundamental demand	1.500 denars
  3.9.	Change of card's parameters	500 denars
  3.10.	Checking the account statement on ATM	first two in the month are free of charge                                          additional statement is charged with 10 denars
  3.11.	Mini account statement  (ATM)	first statement in the month is free of charge                          additional statement is charged with 10 denars

  Mastercard Standard Application